Our Counselors and Customer Care Representatives are certified by the NACCC National Association of Certified Credit Counselors. We maintain the ISO 9001:2000 Certification and we are a member of the AADMO (American Association of Debt Management Organizations).
CCCES services a database of over 10,000 active clients and over 20,000 creditors. During the years of our existence, we have counseled tens of thousands of individuals from across the country. Our trained and certified staff members are available 9am-6pm Monday thru Friday and we maintain nationwide toll free numbers. By an independent accounting firm, annual certified audits of our operations are conducted. These reports are provided to various regulatory agencies and to creditors that require them.
We obtain financial support through Fairshare contributions from creditors and minimal voluntary payments from our clients. We do not charge ANY startup and or cancellation fees, and the maximum monthly fee is $20, based on the client’s ability to pay.
We maintain a separated trust account of the clients’ funds, and we are one of the very few agencies that disburse funds to the creditors on a weekly basis. We transmit funds electronically to all creditors that are set up for such payments. We offer various easy payment methods to our clients, so as to ensure that their payments to their creditors are timely and consistent.
We trust that this introduction answers some your questions regarding our organization. Please feel free to contact us at 1-888-520-4422 for any additional information that you may need. We thank you for visiting our site, and wish you success with your finances.